Personal Finance

EARNING 2.5 CREDITS OF FINANCIAL LITERACY IS A
NJ HIGH SCHOOL GRADUATION REQUIREMENT 

It's NOT "just an elective"!

Final Exam Prep is accessible for the entire course

Tips for SUCCESS from alumni of previous classes

How to Submit Google Doc/Sheet assignments in Schoology

Blank 7D2 schedule (so you know what "Day 3" is for your class)

How to Succeed with EverFi

Quia login for checking scores - DO NOT use for testing!

F I N A L    E X A M S (updated 19May)

Per 1: Thurs, 13Jun (7:15 - 9:35am);
           Wed 19Jun* (7:15 - 9:35am); July (TBD)**

Per 4: Thurs, 13Jun*** (1:30 - 2:30pm); Mon, 17Jun (7:15 - 9:35am);

           Wed 19Jun* (7:15 - 9:35am); July (TBD)**

Per 7: Thurs, 13Jun*** (1:30 - 2:30pm); Tue, 18Jun (9:45 - 11:55am);

           Wed June 19*; July (TBD)**

Per HR2: Lunch + HR on Wed, June 12; Thurs, 13Jun***(1:30 - 2:30pm);

            Wed June 19; July (TBD)**

* You MUST obtain grade-level AP approval for your score to be counted. A zero on the final (cheating, didn't take it, etc.), regardless of mathematical average, may result in loss of credit. See your grade-level AP and/or the PHS Student Handbook (pp 21-22) for more info.

** You MUST obtain grade-level AP approval for your score to be counted. The exam will NOT be the 50-question W!SE format you saw in February - it will be 140 T/F & MC. A zero on the final (cheating, didn't take it, etc.), regardless of mathematical average, may result in loss of credit. See your grade-level AP and/or the PHS Student Handbook (pp 21-22) for more info.

*** Optional and provided for student convenience. Must be present at 1:30pm sharp or don't come.

 

- TO DO WELL: Use the Final Exam Prep page and Resources (both available since February) - early and often. 

- TO DO POORLY: Cram last-minute or choose to not prepare.

Alerts sent via Schoology & Remind @ 2:17pm on 16May that the above was first posted.

10-Jun-2019

"Types of Life Insurance" EdPuzzle assignment due by 11:59pm on Tuesday, June 11th, graded as a 7.5-point HW assignment.

If your EdPuzzle account name isn't easily connectable to your real/Genesis name, no credit.

 

MONDAY, 10Jun (D day)

  Per 1: Doesn't meet

  Per 4: Life Insurance

  Per 7: Doesn't meet

  HR2: Life insurance

  Extra Help: HR1 & after school

TUESDAY, 11Jun (E day)

  Per 1: Life Insurance

  Per 4: Doesn't meet

  Per 7: Life Insurance

  HR2: Wrap-up/review

  Extra Help: HR1

WEDNESDAY, 12Jun (X day)

  Per 1: Wrap-up/review

  Per 4: Wrap-up/review

  Per 7: Wrap-up/review

  HR2: FINAL EXAM @ 10:24am

  Extra Help: After school

THURSDAY, 13Jun (Final Exams for Per 1 & 2)

  Per 1: FINAL EXAM ⇒ 7:15 - 9:35am

  Per 4: Optional early final exam @ 1:30pm

  Per 7: Optional early final exam @ 1:30pm

FRIDAY, 14Jun (Final Exam for Per 3 ONLY)

 Per 3: Final exam

MONDAY, 17Jun (Final Exams for Per 4 & 5)

  Per 4: FINAL EXAM ⇒ 7:15 - 9:35am

  Per 5: FINAL EXAM  ⇒ 9:45 - 11:53am

TUESDAY, 18Jun (Final Exams for Per 6 & 7)

  Per 6: FINAL EXAM ⇒ 7:15 - 9:35am

  Per 7: FINAL EXAM  ⇒ 9:45 - 11:53am

WEDNESDAY, 19Jun (Final Exam Makeups)

  ALL PERIODS: Makeup Final Exams ⇒ 7:15 - 9:35am

  ** Take final exam while your request for **

  ** approval it to count is being processed **

THURSDAY, 20Jun (Graduation Day)

  Graduation practice for seniors - details TBA)

  DO NOT LOOK FOR ME; I AM IN A WORKSHOP ALL DAY

07-Jun-2019
Periods 1 & 4: I am in a meeting all morning. You have 60 minutes of class time to work on one or more of the following:

• Read/view/watch remaining Theme 9 videos/resources
• Final Exam Prep - practice tests, use provided resources, etc.
• EdPuzzle assignment #3, which you've had since 12:01am on 05Jun to complete, is still due by 11;59pm tonight (72 hrs to complete a 6-minute video assignment on phone or computer)

EVERY DAY: Final Exam Prep (15 mins day => own the final!)

04-Jun-2019

As shared many times in class and via Remind...

The following TWO EdPuzzle assignments are due by 11:59pm tonight (Tuesday, June 4, 2019):

1. VERSION 2: Identity Theft Prevention – Don’t Become a Victim of ID Theft (be sure to do the "Version 2" assignment; the old version, which has a glitch on one question, was called Identity Theft Prevention – Don’t Become a Victim of ID Theft) (under 3 mins)
2. Insurance Explained - How Do Insurance Companies Make Money and How Do They Work (6 mins)

My deepest apologies for having to post the "version 2" on Sunday after a student alerted me to a glitch with a question. Fortunately, since only a few students started early, this does not affect most of you.

 

You have from 12:01am on Wednesday, June 5th until 11:59pm this Friday, June 7, 2019 to complete this EdPuzzle:

1. How Health Insurance Works (5 mins)

Expect about 3 more for early next week. EdPuzzle assignments are instead of packets.

 

EVERY DAY: Final Exam Prep (15 mins day => own the final!)

01-Jun-2019

EdPuzzle (continued)

• Two new EdPuzzle assignments were posted this morning, due by 11:59pm on Tuesday, June 4 (no school that day).
• More assignments coming for Theme 9; they'll be announced in class, via Remind, and on this page, as usual. Each one should take well under 10 mins. Assume all will be scored/graded.
• To ensure you receive proper credit, be sure to let video finish completely, then click blue button ("view results"). If you just close the window your score may not be correctly recorded => MISSING!!
• When a question pops up, you can answer it or rewatch (rewind); once you answer question, you can't go back.
• If you use your Google account to access EdPuzzle and have a name other than your real name (like KillaMike or EasyMoney44), EdPuzzle shows that name; if it's not clear it's you, no credit will be recorded. I offered to assist with name corrections but no one showed up.
• There are FREE EdPuzzle apps for iOS and Android that may work better than a browser on a phone. 

EVERY DAY: Final Exam Prep (15 mins day => own the final!)

31-May-2019

1. Expect additional EdPuzzle assignments on Risk Management in the next few days. See me in person if your ID/name is not correct so I can help you; otherwise, you may receive no credit.
2. Continue to use all Resources, especially those that match with the topics below (see 29-May).
3. Final Exam Prep: 15 minutes a day keep the low final exam grade away.

29-May-2019

Just a few days left. Here's the plan:

 

REQUIRED: Sign up for EdPuzzle by clicking your class:

Per 1  | Per 4  | Per 7   | HR2  (posted & announced 28May)

jetaces | sawofec | sofecob | bunkizr <== CLASS CODES

NO CREDIT if you use other than your Genesis name. Save nicknames for social media or your personal life.

 

  There are TWO assignments due by Thursday (30May):
  Apartment renting and car lease vs buy (posted & announced 28May) 

                  Total time required: about ten minutes

  HINT: if you're not sure, click rewatch before you answer as
  there is no re-submitting. The questions are VERY brief.

 

Transportation

Day 1: Transportation. Total cost of ownership activity in class (link on Resources page). Leasing issues (e.g., returning car with damage, GAP insurance, over mileage, etc.). Warranty. What is maintenance? What are other options (e.g., used)?

 

Housing

Day 1: Housing. Rent vs buy. What is a lease (see lease template!)? Furnishing your crib. Tenant rights. How much are rentals in the Pway area?

 

Risk Management

Be sure to view the videos selected by former students - everything is neatly organized on the Resources page.

Day 1: Intro to Risk Management/Treatment, What is insurance? Auto insurance. 

Day 2: Medical/Health, Long-term care, SS/Medicare/Medicaid, etc.

Day 3: Anything not covered on 1st 2 days plus "wrap-up"

 

Final Exam Review

Any/all specific questions you still have trouble with after using all the provided resources for the past few weeks will be addressed during this time, so come with a list.

 

EVERY DAY: Final Exam Prep (15 mins day => own the final!)

25-May-2019

The following have been provided for weeks to help you achieve success on your final exam. Please let me know if there's anything else you need!

• Dedicated Final Exam Prep page
• 1 summary study guide of "problem areas" for students
• 1 comprehensive study guide with detailed outline of all topics
• 12 practice tests to identify problem areas
• Extra help several times/week
• Extra credit opportunity
• Hundreds of resources in different formats (video, how-to, article, etc.)
• Daily reminders
• Encouragement and strategy suggestions (e.g., little at a time is better than last-minute cramming)
• Pre-test (in February) that mimics the final exam

EVERY DAY: Final Exam Prep (15 mins day => own the final!)

21-May-2019

Theme 6: Banking

 

Day 1: All About Banking

  Reading/graded questions (read ENTIRE tutorial)

Day 2: Checks/Checking

  Resources/Topics: Checking Accts 101, How Banks Process
  Deposits, Anatomy of a Check, Check Endorsements,
  Bounced vs Voided vs Canceled Checks

Day 3: Where to Bank

  Resources/Topics: Banks vs Credit Unions, Brokerage Services,

  Online vs Traditional Banks, Other Forms of Payment (money
  order, cashier's/bank check, debit/ATM), ATM fraud 

 

EVERY DAY: Final Exam Prep (15 mins day => own the final!)

20-May-2019

Please use the entire class period for Personal Finance: 

1. Banking "quiz" which VERY closely follows All About Banking. Click here to see how to go to next section! If you did the Banking EverFi module, you'll likely remember a lot. Also, some of the Banking material was covered in earlier parts of the course. You may use any other resources.
   QUIZ (25 pts) grade. You may work together. Submit whatever you have done before you leave class.
2. If you finish quiz early, work on EverFi module 6 (due by 11:59PM on 20May). You've had 3 months to work on it.
3. If you're done with (1) and (2) above, Final Exam Prep (you should be working with the two documents and many practice tests on a regular basisif you want to do well).

Rest of course looks like this:

  Theme 6 (Banking):  3 classes

  Theme 7/8 (Housing/Transportation):  2 classes

  Theme 9 (Insurance):  3 classes

  Final Exam Review:  1 class (plus X-day class on 12Jun)

 

16-May-2019

Theme 5 test is due BEFORE NOON on Sunday, May 19, 2019
(72 hours from this posting). Classes had option of review or "get started" during last class before weekend. Computer time in D215 was offered during HR1, period 3, period 6, and after school. Here are 11 solutions to your technology issues. Remember to complete EverFi (see above, originally assigned in February) on time.

Theme 5 (Credit) test guidelines:

1. UNLIMITED attempts (high score prevails).
2. You may use ANY non-human resources you like.
3. If you don't properly complete/submit at least once by the deadline, you may complete it on Monday, May 20, for 75% credit. After that, it's a MISSING (zero).
4. If you have technical issues, contact me via Remind, but I am not on call 24/7 - I will respond when I can.
5. For most of you, your username is firstnamelastname957; your password is still your student number (no changes since you were physically given this info months ago). No secret word.

Alerts sent via Schoology & Remind @ 2:17pm on 16May that the above was posted.

Updated at 6:23am on 18May w/alert sent via Remind & Schoology

15-May-2019

In between NJSLA, AP, and Science testing, we've been moving through the packets and resources for Theme 5. Your test will begin within 1-2 days and you will have access to resources/notes but without links to the answers. If you want to max your score you should be very confident with topics in Essential Study Guide (distributed in class a week ago AND on Resources page since February).

 

You should be spending 15 minutes daily on Final Exam Prep. This will also help you with current topics.

03-May-2019

Redemption test for Theme 4 (Investing).

  Per 1 & HR2: Closes at noon on Sunday, May 5

  Per 4: Closes at 8:15am on Monday, May 6

  Per 7: Closes at 8:15am on Tuesday, May 7

02-May-2019

After Theme 4 test, we go straight into Theme 5 (Credit). You should START using the Theme 5 Study Guide right away as a roadmap through Credit. There are MANY resources and packets for this major topic - WAY too much to cram or memorize. #ChooseWisely

30-Apr-2019

30-Apr: Theme 4 test (per 1)

30-Apr: Stock Portfolio due by 11:59pm (per 4 & HR2)

 

01-May: Theme 4 test (per 4) POSTPONED TO 06MAY

01-May: Stock Portfolio due by 11:59pm (per 7)

 

02-May: EverFi Module 4 (ALL CLASSES) due by 11:59pm

02-May: Theme 4 test (per 7 & HR2)

25-Apr-2019

We continue to progress through packets 4.4 and 4.5 (handed out as a single packet early this week)...

• Different types of Risk
• Apple's Hidden Billionaire
• Forms of Business
• Primary vs Secondary Markets/IPOs

The following are not in packets (lecture & resources)

• Reading Stock Info
• Diversification: Investment types, sectors/industries
• Stock Portfolio Project (GRADED!)
• Theme 4 (Investments) Test
  Period-specific dates were sent via Remind on 25Apr

Between end of Theme 4 and your Final Exam: 

• Theme 5: Credit (BIG!)
• Theme 6: Banking Services (EverFi 2 & 3)
• Themes 7 & 8: Transportation & Housing (EverFi 6)
• Theme 9: Risk Protection/Insurance (EverFi 7 & 8)

Reading/viewing ALL links, videos, etc., on the Resources page is required and essential to do well on assessments and learn the material. Deadlines for all EverFi modules will be posted but you have had since late February - your DO date should not = the DUE date!

21-Apr-2019

EverFi module 9 due tonight (at least 12 reminders sent in past 10+ days)

Cycle 20

  Day 4: Complete Lesson 4.3 (Save? Invest? Both?)

  Day 5: Lesson 4.4 (No Free Lunch/Risk)

Cycle 21

  Day 1: First LONG day (NJSLA Schedule) => Lesson 4.5, 4.7,

             start 4.8? 

  Day 2: Lesson 4.8, Stock Portfolio Project, Prep for Test

12-Apr-2019

• Packets 4.1 & 4.3 (distributed together days ago) must be completed before school resumes on Monday, April 22nd. Rule of 72 and compound interest videos are on Resources page (they were covered in class). 
• EverFi Module 9* (Investing) is due by 11:59pm on Sunday, April 21st. Here are ELEVEN solutions to common technology woes. EverFi troubleshooting tips are still at the bottom of the Resources page (under EVERFI). NO EXTENSIONS
• STILL didn't get a packet? They're available as PDFs (like all packets have been the entire course) on the Resources page. Print them and complete them, or view them and put the answers in your notebook, as always.
• Wondering why your grades aren't where you'd like them to be? Most of you promised a superb effort with no missing assignments when you completed the survey on the 1st day of the course...reality has turned out differently. Try following the advice of those who have gone before you...or keep doing what you're doing (and keep getting the same results).

*First assigned in late February; due date announced on 10-Apr.

10-Apr-2019

Following Taxes test, intro to Theme 4 (Savings & Investing)

HW: Packet 4.1 (through p140) due at BEGINNING of class after you receive it. Start reading/viewing all Theme 4 resources, including "rule of 72"

08-Apr-2019

1. Phones, earbuds, food, headphones, chargers, notes, calculators, etc. must be at your desk (not with you at the computer).
2. Stop talking.
3. Taxes Test.

31-Mar-2019

• Taxes test tentatively scheduled for Day 5 of current cycle, but may be moved to MP4 (it will NOT be moved sooner).
• EverFi module 1 (Savings) is STILL due by
  11:59pm on Friday, April 5, 2019. Countdown at top of this page was posted days ago. Procrastinate at your own risk as there are NO EXTENSIONS.
• Parents/guardians/counselors are being contacted, especially for those in danger of failing (MP3 average at or below 73). Recall what you said in survey in early February regarding grade you wanted and level of effort you were willing to make to achieve it.
• It's entirely your choice whether to fail, pass, or excel; it's on me to provide information and opportunities to show what you've learned and what you can do.

28-Mar-2019

1st Half of Class:

  Budget Test (20 minute countdown starts 5 mins into class
  period; secret word not given until class is silent)

  NO phones, earbuds, headphones, hoodies, nunchucks, notes,

  etc.

 

2nd Half of Class (except for HR2):

  Intro to taxes

 

POST-MORTEM WILL OCCUR IN CLASS AFTER ALL HAVE TAKEN BUDGET/PAYCHECKS TEST.

 

EverFi module 1 (Savings) is due

by 11:59pm on Friday, April 5th.

DO NOT EXPECT MUCH, IF ANY, CLASS TIME FOR THIS ONE

NO EXTENSIONS - NO EXTENSIONS - NO EXTENSIONS - NO EXTENSIONS

26-Mar-2019

Young Adult Budget Project, started in class (with an hour of class time provided) was activated in Schoology at 4pm today. It's due by 11:59pm on your class's Day 5, as announced in class and via Remind.

 

Short (20-30 mins) test on Budgeting and Paychecks on Day 1 of next cycle, then we go straight into taxes.

 

If you're not liking your results in MP3 (which ends 05Apr2019), consider coming in to strategize/plan your turnaround.

24-Mar-2019

• Personal Spending Tracker Sheet assignment, first announced about ten days ago (look under 14-Mar-2019 on this page and re-read directions to ensure you don't miss anything), has been posted to Schoology as of 4pm today.
• Submissions will be enabled/activated later this evening and a Remind will be sent.
• You will have about 24 hours to complete the 2-minute submission process, which must be completed by 9:00pm Monday, March 25th (no credit for late submissions).
• Follow IMPORT procedures if you want credit; try your own method if you like risk or are feeling really lucky.
• See example below for the right "look" - notice dates are separated and all cells completed correctly. Most days should have at least 3 entries.
• Don't forget to TOTAL when done. This goes in last row of your sheet just below final "Value/Cost" entry.

20-22Mar-2019

ALL CLASSES

You have several assignments coming due soon:

1.   Friday (22Mar) @ 9pm: EverFi module 7
2.   Monday (25Mar) @ 9pm: Personal Spending Tracker
3.   Before next class: Packets 3.3 and 3.4

YOUR ASSIGNMENT ON THURS/FRI:

• Use class time to work on one, two, or all three of the assignments just listed above. You have plenty to do and should not use class time to text, view entertainment, etc.
• If you have IT issues (ex: accessing Schoology), it's your job to see IT help desk to get it fixed. Sign with locations/hours has been next to my door all year.
• If EverFi engineers alert me to unusual activity on your account, you may earn a zero for the assignment so be sure to follow instructions.

Posted 18-Mar-2019

18-Mar-2019

Cycle 17

 Day 5: Collect senior budget; Intro to Taxes and Paychecks - 1st 2

            vids under Paychecks in Resources,

            incl discussion/explanation

Cycle 18

 Day 1: Distribute pkts 3.3 & 3.4; Pkt 3.3 due by
            beginning of Day 2

 Day 2: Check pkt 3.3; work on pkt 3.4 (NOTE: fixed + variable =

            total; you should use resources provided)

17-Mar-2019

Senior Budget: see Resources page for detailed instructions

16-Mar-2019

• Extra credit opportunity here. Expires soon so act now.
• Changes coming to EverFi assignments (points, due dates, etc.).
• Resources page modified slightly. Treat it like you would/should a textbook - click/view all links.

14-Mar-2019

Personal Expense Spending Tracker

• Personal Expense Spending Tracker is due, via Schoology, between 9pm on Sunday, March 24 and 9pm on Monday, March 25.
• It must contain DAILY expenses from Thursday, March 14 through Sunday, March 24. As discussed in class, minimum # of DAILY entries is usually about 3 (meals). Frequent spenders may have 5 or more.
• Click the link and put a copy into your Google drive, then edit that copy.
• Read and follow the directions at the top of the sheet.
• After you read my 4 EXAMPLE entries entries,
  delete them.
• After you are done with YOUR entries on March 24th, total them at the bottom of the sheet.
• If you follow directions and update it daily, this will take under 2 minutes per day and under 2 minutes to submit. 
• An example of an excellent student submission was shown in class along with a detailed explanation of what's expected; come in for extra help if you need to.
• Failure to read & follow directions will result in point deduction; consider directions to be a "big hint."
• The assignment will be activated in Schoology the evening of Sunday, March 24th. It is YOUR RESPONSIBILITY to ensure you can access your own Schoology account. IT Helpdesk is open M-F.
• If you use an app to track your entries (which you must add to the sheet) and write a detailed review of that app, extra credit is a possibility - see me about this.
• If there's an expense that covers your family (like a meal out), only include YOUR portion unless you are paying for the whole family - this is YOUR budget, not FAMILY budget.

13-Mar-2019

Periods 4 and HR2: Today's assignment is on Quia; click this link to access it. It is GRADED. Instructions are at the top of the Quia assignment.

08-Mar-2019

ALL CLASSES: Theme 2 test is on your class's DAY 2 of Cycle 17. Click here for full year 7D2 calendar.

 

Periods 1, 4, 7: As announced via Remind earlier this week, today is final day to correct (using feedback I provided in Schoology) & resubmit your SMART goals. You must also complete this super-short survey today.

 

Cycle 17

Day 1: Check packets 2.2/2.4 & review. Lesson 2.3 (see Resources page for links). Final ?s before Theme 2 test.

Day 2: Theme 2 test

Day 3: Start Theme 3

Day 4: TBD

Day 5: TBD

04-Mar-2019 SNOW DAY!

Anything that was due IN PERSON (like Scholarship project) TODAY is now due at START of class the next scheduled class meeting day.

 

Anything that was/is due ONLINE is still due as originally assigned.

 

I am working on grading and updating Genesis, completing Progress Reports, and contacting parents/counselors for all students.

 

If you need to contact me, Remind is the best method.

27-Feb-2019

Cycle 16

Day 1: 1) EverFi module 5 (due by 9pm Thurs, 28Feb)

           2) Explain Scholarship project (moved to Resources page)

               printed copy due at START of Day 3 class*)

           3) Class time provided to work on the above two items

*so plan to print BEFORE class; go here & read "Access to Technology" 

 

Day 2: 1) What You'll Actually Pay for College (activity)

           2) CLICK HERE to access your Financing Higher Education

               TEST that is due by 9pm Sunday, 03Mar.

               Remember your Quia ID & password (student #)!

           3) Lesson 2.1: Careers & Planning 

               Introductory video on Multiple Intelligences

               Complete at least 2 "tests" (see "Intro to Multiple

               Intelligences" on Resources page) and save results (not

               collected) for activity next class. Finish for HW if you

               run out of time.

 

Day 3: 1) Collect Scholarship Projects at START of class; hopefully

               you found a way to print a single page in the past 

               couple of days so you can submit on time. We can't

               spend 20 mins on people parading up to the printer; you

               need to do this outside of class.

           2) Start with "Six Career Destinations" video as a class.

           3) Time to work on Career Research assignment.

 

Day 4:  Lesson 2.2: Employee vs Entrepreneur

            Start pkt 2.2 in class

            Career Research project due before midnight tonight;

            submit via Schoology using import method of submission.

 

Day 5:  Lesson 2.3: Human Capital (no packet)

            Lesson 2.4: Why some jobs pay more than others 

            Start pkt 2.4 in class

            Theme 2 test on Day 1 of Cycle 17 - be prepared

 

Updated 01Mar2019

26-Feb-2019

• All classes should be working on EverFi module 5 (Higher Education).
• Class time was provided to start & ask questions.
• The whole module SHOULD take you well under 40 minutes.
• If you missed it in class, view the How to Succeed with EverFi presentation before you start.
• Stay after school on Wednesday (27-Feb) if you need help or computer access in D215.

Due no later than 9pm
on
Thursday (28-Feb)

NO EXTENSIONS

24-Feb-2019

If you are not satisfied with your SMART goals score, you can, optionally, choose to:

1. Read my comments in Schoology, AND
2. See me outside of class (e.g., HR1, after school) for help, AND
3. Re-read/re-view resources on goals/objectives, AND
4. Re-read and follow ALL instructions provided, AND
5. Revise your document, AND
6. Re-submit following correct submission directions, AND
7. See me in class to sign-up for re-score (I'll have a sheet)

This must be done by 2pm on Tuesday, February 26th.

 

NOTE: If you did not submit it by the original due date and I did not grant extra time due to absence or other good cause, you are not eligible for this.

19-Feb-2019

Theme 1 test

14-Feb-2019

Theme 1 test will be on Day 2 for your class (B day for 1 & HR1; C day for Per 4 & 7). Theme 1 Test Study Guide is on the Resources Page.

12-Feb-2019

See 07-Feb below (Day 4 & 5 updated this morning).

07-Feb-2019

CYCLE 14 (06Feb - 14Feb)

Day 1: Millionaire Game (per 1); Incentives video (per 4, HR2, 7)

Day 2: Lesson 1.2; HW: Pkt 1.2 due @ start of next class

Day 3: Check/discuss pkt 1.2; Lesson 1.3;

           HW: Read/highlight all of pkt 1.3 and complete all ?s

           on first four pages - due @ start of next class

Day 4: Review answers to page 2 of packet 1.3. Demonstrate

           how to complete table for Maria.

           HW: Complete page 5 (College for Maria), and back page,

           using a problem/decision that's significant in your

           life (e.g., college, choosing a job, choosing a place to live,

           buying a car, etc.). Minimum 3 alternatives and 4 criteria.

           GRADED (10 pts); submit at beginning of class on Day 5.

Day 5:  1) HW collected (Short Project grading will be used; see

           Grading Policy page for details).

           2) New: Mission, Vision, SMART Goals, Objectives. See links

           on Resources page. 3) Start SMART Goals project (see

           Resources page and/or Schoology), due no later than end

           of Day 1 of next cycle - submit via Schoology (do NOT send

           me email; email submissions will not be considered!).

           4) For those who chose to finish a bit early, you make use

           Day 1 of next cycle to prep for your test, which is on Day 2

           of next cycle.

 

Theme 1 test will be on EVERYTHING since first day of class (millionaire stuff, SMART goals, Handy Dandy Guide, etc.). See Resources page for more info AND Study Guide.

04-Feb-2019

Coming up...

1. Pre-test: All students will complete a pre-test in class on computers. This is going to be VERY similar to your final exam. This will require the entire class period and we'll begin after attendance is taken so be sure to be in your correct seat for accurate/quick attendance. Click here, download, and run.

2. Millionaire Game: Form small groups and see how much you know about what characteristics millionaires share.

3. Start Theme 1: SMART Goals, Objectives, etc.

01-Feb-2019

First assignments of the course - an easy way to start things off on a positive note. The first TWO items below are GRADED and due no later than 9pm TONIGHT. No extensions.

 

Read them all first, then go back to #1 and complete them.

 

1) Install FREE Remind app, set up account (if you don't have one yet), and join the correct class using the codes below. This should take under 1 minute (if you already have the app or insist on using the text version of Remind) to 5 mins (if you have to start from scratch and install the app). If you are not sure what class you are in, check your schedule or come see me after school for assistance. 

 

Per 01: @pfs19p01

 

Per 04: @pfs19p04

 

Per 07: @pfs19p07

 

Per HR2: @pfs19hr2

 

NOTE: The Remind app is quicker, has more features, and is more reliable than text. Sometimes extra credit "specials" are sent via Remind so failure to check can cost you points!
Recommended: set notifications to persistent. If this doesn't work for you, text the code for your class (including the @) to 81010 or 908-923-0935. Please use your REAL/FULL name to ensure you receive credit; if I don't recognize a name I may remove it from the Remind class.

 

YOU ARE 100% RESPONSIBLE FOR READING
ALL
REMIND NOTIFICATIONS.

 

2) Complete this Google form/survey. Should take about 5 minutes.

 

3) Read/review course syllabus with parent/guardian so everyone knows what's expected. If you have questions, ask via Remind or the next time you see me in person.

 

4) Read/review Grading Policy page.

  

5) By now you should have read the PHS Student Handbook. The link to the latest version of this document is here; be sure to read the 2nd bullet point at the bottom of page 26.

 

6) BLENDED (HR2) ONLY: Read this page about Blended Learning with parent/guardian and be sure it is a good match for you and your learning style; if not, see me and/or your counselor ASAP.